Terms of Use

Effective Date: 1-5-2026

Welcome to Core Home Loans (“Company,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of our website, online platforms, tools, content, and services (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.


1. Eligibility and Intended Use

The Site is intended for individuals who are at least 18 years of age and who are legally capable of entering into binding contracts. By using the Site, you represent and warrant that you meet these requirements.

The information provided on this Site is for general informational purposes related to mortgage lending and home loan services. It does not constitute a commitment to lend, financial advice, or legal advice.


2. No Loan Commitment or Guarantee

Any loan products, rates, terms, or estimates displayed on the Site are subject to change without notice and depend on borrower qualifications, underwriting guidelines, and market conditions. Submission of information through the Site does not constitute:

  • A loan approval

  • A loan commitment

  • A guarantee of specific rates or terms

All loans are subject to credit approval, property appraisal, verification of information, and applicable laws and regulations.


3. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not:

  • Use the Site in any way that violates applicable laws or regulations

  • Attempt to gain unauthorized access to the Site or its systems

  • Interfere with or disrupt the operation or security of the Site

  • Use automated systems (bots, scrapers, or spiders) without our prior written consent

We reserve the right to suspend or terminate access to the Site for any violation of these Terms.


4. User Submissions and Accuracy of Information

If you submit personal, financial, or property information through the Site, you agree that:

  • All information provided is accurate, current, and complete

  • You will promptly update any information that changes

  • You have the legal right to provide such information

Providing false or misleading information may result in denial of services or termination of access.


5. Intellectual Property Rights

All content on the Site, including but not limited to text, graphics, logos, icons, images, software, and design elements, is the property of Core Home Loans or its licensors and is protected by intellectual property laws.

You may view, download, or print content solely for personal, non-commercial use. You may not reproduce, modify, distribute, or create derivative works without our prior written permission.


6. Third-Party Links and Services

The Site may contain links to third-party websites or services for your convenience. We do not control and are not responsible for the content, privacy practices, or terms of use of third-party sites. Accessing third-party links is at your own risk.


7. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using the Site, you consent to our data practices as described in the Privacy Policy.


8. Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, CORE HOME LOANS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.


9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CORE HOME LOANS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.


10. Indemnification

You agree to defend, indemnify, and hold harmless Core Home Loans, its officers, directors, employees, affiliates, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of your violation of these Terms or misuse of the Site.


11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the state in which Core Home Loans is licensed to operate, without regard to conflict of law principles. Any legal action arising from these Terms shall be brought in the appropriate state or federal courts.


12. Changes to These Terms

We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date. Your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.


13. Termination

We may terminate or suspend your access to the Site at any time, with or without notice, for any reason, including violation of these Terms.


14. Contact Information

If you have questions about these Terms of Use, please contact us – see footer


This Terms of Use policy is provided for general informational purposes and does not constitute legal advice. You should consult a qualified attorney to ensure compliance with applicable laws and regulations.

Address:
8401 JR MANOR 100
Tampa, FL 33634

Business Phone: 813-229-0700
Cell Phone: 407-595-9350
Fax: 813-217-8178
Email: al@corehomeloans.com